Debt

The Budget, Take 2 – with free budget spreadsheet template!

For the past few months, I have been diligently managing our finances on paper. It gave me a basic understanding of our income, bills, and debts, but I struggled to keep track of our day-to-day spending. Then, a sudden financial setback hit us hard: my husband received a paycheck that was half of what we… Continue reading The Budget, Take 2 – with free budget spreadsheet template!