For the past few months, I have been diligently managing our finances on paper. It gave me a basic understanding of our income, bills, and debts, but I struggled to keep track of our day-to-day spending. Then, a sudden financial setback hit us hard: my husband received a paycheck that was half of what we… Continue reading The Budget, Take 2 – with free budget spreadsheet template!
Tag: Debt
The Budget
The dreaded word. Budget. Dreaded but necessary. If you don't know what you earn, what you spend, and how that all fits together, you will continue downward into the pit of despair. I know what you are thinking - "But I know how to budget!" - if you are reading this, then no, you don't.… Continue reading The Budget
Rise to Calm 